Shehbaz

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"Shehbaz is the founder and writer behind Times of Pulses. A commerce student with hands-on experience working in finance and accounting, he breaks down complex personal finance topics — from student loans to Fed rate decisions — into simple, practical advice for everyday readers."
Credit Repair

How to pay off credit card debt fast 2026: A Realistic Step-by-Step Plan

How to Pay Off Credit Card Debt Fast in 2026: A Realistic Step-by-Step Plan If you're trying to figure out how to pay off credit...
Credit Repair

Student Loan Default 2026: 2.6 Million Borrowers Just Defaulted — Here’s How to Avoid Being Next

Student Loan Default 2026: 2.6 Million Borrowers Just Defaulted — Here's How to Avoid Being Next The numbers just came out, and they're alarming. According...
Personal Finance

Car Payments Just Hit a Record $770 a Month — And Auto Debt Now Beats Student Loans

Car Payments Just Hit a Record $770 a Month — And Auto Debt Now Beats Student Loans Here's a number that should make anyone car...
Personal Finance

Gas Prices Are Still Slamming Your Wallet — Even as the Oil Crisis Cools Down

Gas Prices Are Still Slamming Your Wallet — Even as the Oil Crisis Cools Down Here's something that doesn't quite add up at first glance:...
Personal Finance

Buy Now Pay Later risks

Buy Now, Pay Later Is Booming — But New Data Reveals a Worrying Pattern Buy Now, Pay Later services like Klarna, Afterpay, and Affirm have...
Personal Finance

Meta Stock Surge 2026 : Best Week Since 2024 — The Real Reason Nobody’s Talking About

Meta Stock Surge 2026: Best Week Since 2024 — The Real Reason Nobody's Talking About Meta Platforms just did something it hasn't done in over...
Personal Finance

Student Loan Changes July 2026: Everything Borrowers Need to Know

Student Loan Changes July 2026: Everything Borrowers Need to Know Right Now If you have federal student loans, this month brought some of the biggest...
Personal Finance

jobless claims 2026

Jobless Claims Just Came In Better Than Expected — Does This Change the Fed's Next Move? Just a day after we covered how divided the...
Investing & Wealth Management

The Fed Can’t Agree on Rates: What the Divided FOMC Minutes Mean for You

The Fed Can't Agree on Rates: What the Divided FOMC Minutes Mean for You If you've been waiting for a clear signal on where interest...
Investing & Wealth Management

Trump Says Ceasefire Is Over — How Global Markets, Oil, and Stocks Are Reacting

Trump Says Ceasefire Is Over — How Global Markets, Oil, and Stocks Are Reacting Explore how Trump’s ceasefire statement is shaking global markets. Learn the...
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Market News

Stocks Fall Third Straight Session 2026: What Happens Now, and How Bad Could This Get?

Stocks Fall Third Straight Session 2026: What Happens Now, and How Bad Could This Get? Wall Street just booked its third consecutive losing day, and...
Personal Finance

Brent Crude 100 a Barrel: Oil Just Crossed a Line It Hasn’t Touched Since July

Brent Crude 100 a Barrel: Oil Just Crossed a Line It Hasn't Touched Since July Oil just crossed a psychological line that traders have been...
Credit Repair

Credit Utilization 2026: The Timing Trick That Controls Your Score in One Billing Cycle

Credit Utilization 2026: The Timing Trick That Controls Your Score in One Billing Cycle If you're trying to get real credit control over your finances,...
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