Shehbaz

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"Shehbaz is the founder and writer behind Times of Pulses. A commerce student with hands-on experience working in finance and accounting, he breaks down complex personal finance topics — from student loans to Fed rate decisions — into simple, practical advice for everyday readers."
Investing & Wealth Management

Gold Prices Are Surging: Should You Add It to Your Portfolio Right Now

Gold Prices Are Surging: Should You Add It to Your Portfolio Right Now? While oil and stocks grab most of the headlines this week, gold...
Investing & Wealth Management

Oil Prices Are Surging: Which Stocks and Sectors Are Moving (And Why)

Oil Prices Are Surging: Which Stocks and Sectors Are Moving (And Why) When oil prices spike the way they have this week, it doesn't hit...
Investing & Wealth Management

Iran Ceasefire Collapses, Oil Prices Surge 2026

Iran Ceasefire Collapses, Oil Prices Surge: What It Means for Your Wallet Markets woke up on edge today. After the U.S. and Iran exchanged fresh...
Personal Finance

Renters Finally Have the Upper Hand

Renters Finally Have the Upper Hand: How to Negotiate Your Rent in 2026 For years, renters across the U.S. have felt stuck — rising rents,...
Personal Finance

Weak June Jobs Report: What It Really Means for Your Mortgage, Savings, and Wallet

Weak June Jobs Report: What It Really Means for Your Mortgage, Savings, and Wallet If you've seen finance headlines this week and felt a little...
Investing & Wealth Management

Trump Accounts For Kids

Trump Accounts for Kids: What Every Parent Needs to Know in 2026 America's newest savings program for children officially went live on July 4, 2026...
Credit Repair

How to Get Out of Student Loan Default in 2026

How to Get Out of Student Loan Default in 2026: A Complete Step-by-Step Guide If you've received a notice that your student loans are in...
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Market News

Stocks Fall Third Straight Session 2026: What Happens Now, and How Bad Could This Get?

Stocks Fall Third Straight Session 2026: What Happens Now, and How Bad Could This Get? Wall Street just booked its third consecutive losing day, and...
Personal Finance

Brent Crude 100 a Barrel: Oil Just Crossed a Line It Hasn’t Touched Since July

Brent Crude 100 a Barrel: Oil Just Crossed a Line It Hasn't Touched Since July Oil just crossed a psychological line that traders have been...
Credit Repair

Credit Utilization 2026: The Timing Trick That Controls Your Score in One Billing Cycle

Credit Utilization 2026: The Timing Trick That Controls Your Score in One Billing Cycle If you're trying to get real credit control over your finances,...
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